VanDweller Community Forums

Full Version: This whole "domicile" business is starting to make my head hurt
You're currently viewing a stripped down version of our content. View the full version with proper formatting.
Pages: 1 2 3 4 5 6
Just finished taking some ibuprofen after a morning of sorting out the various aspects of establishing and maintaining domicile status-- even though, in theory, the whole concept amounts to "Here's what I regard as my stomping grounds."


Maybe you can help me sort out my situation:

1. I've established a lifelong record as a TX resident, with the last 20 years in Austin. I bank here, my insurance agent and CPA are here, my storage unit will probably be here, and I will continue to visit here a lot on business. I was planning on leaving my physical address info  with the financial institutions untouched, and renewing my TX drivers license while I still have that address (I don't start vandwelling till this summer). I would also direct all these folks to my mailing address for all paper transactions. This would supposedly minimize any Patriot Act-related issues the financial institutions may have with me.

2. I know that, as a full-time nomad, I need a mail forwarding service. There are several of these that can provide a "real" street address for me, including Texas Home Base in Wichita Falls and Escapees in Livingston. Still in TX, so all is well, right? EXCEPT, voter and auto registration must occur in my "domicile county." So I think that means I must always perform these tasks in Travis County, regardless of my residential address's county....

What it boils down to is: 
-I want to leave my old physical address on all my financial accounts so as not to rock the boat with them
-I can either renew my DL now so it matches the financial accounts, or I can put the mail-forwarding address on a new DL later (I think); 
-Auto insurance: Keep using old physical address, or use mail-forwarding address? Would a claim end up being denied either way?

I can't sort it out. I broke my brain. Somebody tell me what to do.  Tongue
I haven't gotten too deeply into this matter, because it IS very confusing.

The one thing that I would question is keeping the old address:  "I want to leave my old physical address on all my financial accounts so as not to rock the boat with them".

In the event that they DO have to contact you by mailing something to your (former) address, and it is returned to them, isn't it rather likely that they might freeze your account until they know what is going on?  And if one of the accounts happens to be the active one you're using for something like access to cash, could you be 'surprised' by them making your funds inaccessible?

Also -- and I wouldn't swear to this -- but I read somewhere several years ago that banks can confiscate your accounts if they don't have any contact with you for a certain period of time.  (I guess they assume you're dead)

Do you have a reliable relative or friend who could accept your mail, open it and call you for instructions if something needs to be done?

It is really infuriating that all of this crap is happening just to "protect" us from terrorists.

It will be interesting what to see what others are doing about this.
Which state do you want for a residency state? Texas?
No, not confiscate. They will turn the money to the state's Unclaimed Property.
I think you have analysis paralysis.

The Post Office will forward all 1st class mail for a year, I think. That might help you figure out exactly what you want.

If you have the old domicile address, keep it! It makes your insurance company happy, too... and especially if that's where you're storing things.. well then that's your home base imo. You might even take out insurance on the stuff, thus hardening your domicile.

If I read correctly, what I would do is keep your domicile address on all legal matters, notify PO to forward mail to you (to your other mailing address?)

I have a POB anyway, even with my home address. ALL my billing goes to the mailing address as having home delivery doesn't assure I get it. hahaha I have it this way on my DL too, but seems that might have to change with next renewal (Patriot act? yeah like I'm the bad guy). As long as the police have the actual "home address" in their computer they see both if they pull it up (mailing and physical).
You are dealing with the same thing I did here in Illinois. Bottom line, after tons of emails and phone calls, I will not be considered a resident if I do not have a permanent domicile in this state. I do not have anyone with an address I can use, primarily because without a lease or deed, the DMV requires a sworn affidavit (on a state provided document) from the friend saying I legally reside there, that is way too much to ask a friend.

The DMV said my only option was to get a letter through a social service provider saying I'm homeless but using their services and address. Otherwise I cannot renew my plates and registration

My insurance agent didn't care one way of the other and said they'd be happy to take the mail forwarding address.

If we go full time for a while before coming back to IL (state retirees with health insurance tied to the state), we are considering trying to find a cheap efficiency apartment with a lease and just using it for storage.

It feels like we're living in a 1970's communist country
(01-30-2017, 03:18 PM)Queen Wrote: [ -> ]You are dealing with the same thing I did here in Illinois.  Bottom line, after tons of emails and phone calls, I will not be considered a resident if I do not have a permanent domicile in this state.  I do not have anyone with an address I can use, primarily because without a lease or deed, the DMV requires a sworn affidavit (on a state provided document) from the friend saying I legally reside there, that is way too much to ask a friend.

The DMV said my only option was to get a letter through a social service provider saying I'm homeless but using their services and address.  Otherwise I cannot renew my plates and registration

My insurance agent didn't care one way of the other and said they'd be happy to take the mail forwarding address.

If we go full time for a while before coming back to IL (state retirees with health insurance tied to the state), we are considering trying to find a cheap efficiency apartment with a lease and just using it for storage.

It feels like we're living in a 1970's communist country

An added wrinkle is the fact that my vehicle will be an un-modded minivan. Which brings up the whole "auto insurance won't honor claims for people living in cars, while RV insurance won't cover non-RVs" thing. So it sounds like I may be doing something very much like you're considering -- I may just rent the cheapest room I can find and use it as the world's most overpriced climate-controlled storage unit. As unfortunate as that sounds, that one simple choice could iron out EVERY one of these tangles in one fell swoop -- and if worse comes to worse and I have to get off the road for a while, I have a place to flop.

Fortunately, Texas has some of the cheaper apartment/room rates in the country, depending on where you go. Even shifting my base of operations from Austin to San Antonio could make a big difference there. (For what it's worth to those tuning in, I recently read that the cheapest average rental rate in America is Toledo OH.)
(01-30-2017, 03:02 PM)Cry Wrote: [ -> ]Which state do you want for a residency state? Texas?

Yeah, I think so.
If you keep your vehicle registered with a Travis county address you still have to get the vehicle emissions test with the annual inspection. The counties that Livingston and Wichita Falls are in don't require emissions testing. Could be a future PITA avoided.
(01-30-2017, 04:03 PM)ganchan Wrote: [ -> ]An added wrinkle is the fact that my vehicle will be an un-modded minivan. Which brings up the whole "auto insurance won't honor claims for people living in cars, while RV insurance won't cover non-RVs" thing. So it sounds like I may be doing something very much like you're considering -- I may just rent the cheapest room I can find and use it as the world's most overpriced climate-controlled storage unit. As unfortunate as that sounds, that one simple choice could iron out EVERY one of these tangles in one fell swoop -- and if worse comes to worse and I have to get off the road for a while, I have a place to flop.

Fortunately, Texas has some of the cheaper apartment/room rates in the country, depending on where you go. Even shifting my base of operations from Austin to San Antonio could make a big difference there. (For what it's worth to those tuning in, I recently read that the cheapest average rental rate in America is Toledo OH.)
That's where our thinking landed as well. Having a place to come home to, even though it's a ridiculous state requirement isn't awful. We'd have a place to crash when we come back for medical reasons.
Pages: 1 2 3 4 5 6