VanDweller Community Forums
New South Dakota resident - Printable Version

+- VanDweller Community Forums (https://www.cheaprvliving.com/forums)
+-- Forum: Life On The Road (https://www.cheaprvliving.com/forums/forumdisplay.php?fid=38)
+--- Forum: Communication: Cell, Internet, Mail Delivery (https://www.cheaprvliving.com/forums/forumdisplay.php?fid=14)
+--- Thread: New South Dakota resident (/showthread.php?tid=7717)

Pages: 1 2 3 4 5 6 7 8 9


RE: New South Dakota resident - akrvbob - 06-30-2015

ObomaCare is being phased in over time, and I've heard that some of it's problems are being fixed as they take affect.

I know that's vague but it's all a little over my head.
Bob


RE: New South Dakota resident - WriterMs - 06-30-2015

(06-30-2015, 02:41 PM)akrvbob Wrote:  ObomaCare is being phased in over time, and I've heard that some of it's problems are being fixed as they take affect.

I know that's vague but it's all a little over my head.
Bob

It's over mine, too, for the most part, Bob. Imagine my surprise when I went to an actual phone conversation with a marketplace person to try to understand the "different" info that came up on the website -- different than what I had before and expected again. She was helpful but it was all bad news for me.

Bob, I seem to remember one of your concerns was finding states that offered coverage not tied to a localized/regional healthcare network. When I had coverage, my was network based but still did pay half if out of state (or all for emergency room visits anywhere). Any news on that front?
Carla


RE: New South Dakota resident - VanLifeCrisis - 07-01-2015

I was reading on one of the mail services site they had registration service for a fee. Do you have to get their mailing service for them to do the registration? I would like to retain my current license, and continue using my sister's address here to handle mail for me. Id like to register my vehicle there so I dont have to keep coming all the way back here every year. Im worried its a package deal...paying a couple hundred dollars extra a year for something the family will do for me for free isn't too appealing.

I also remember someone mentioning you have to retest if you get your SD license if i decided to go that route. After so many years driving, no way I can actually pass a driving test Wink


RE: New South Dakota resident - WriterMs - 07-01-2015

VanLifeCrisis,
Yes, the mailing services are private businesses, so they do not spend time on those things without compensation. You might be able to handle registration by mail with the state directly, but I have no idea how much hassle that would be. And I think the state would require some sort of SD address to send the forms/plates to. (The mailing services are simply considered a legal address in SD instead of you having to have a piece of land or apartment.)

I did have to take a driver's written test to get my DL. It was very short and much easier than the Illinois test.

Also during the DL process (I think it was at that time), you must sign a paper that says something to the effect that, even though you have no physical address in the state at the time, you do plan to return to SD as your residence state.


RE: New South Dakota resident - akrvbob - 07-01-2015

I don't want to hijack this thread with health care, but it is a big part of choosing a state of residence. Especially since there is no SD health insurance companies on the SD Marketplace that offer it. I know full-timers who are changing from SD to Texas residence for that very reason. Texas is so much bigger it has several Insurance companies that offer nationwide policies.

Nevada doesn't either but I found an insurance company that if you are out of their area, they will pay to transport them into their area. Of course usually that means moving you across town to a different hospital. I called them and told them I travel a lot. If I have a heart attack in Alaska will I be covered?

She checked and said yes. If it was cheaper they would fly me back to Nevada and if not they would just pay for my care in Alaska. I would not be just SOL. One way or the other they would cover my care. I have a high deductible, after $6000 they cover EVERYTHING 100%

Were they telling the truth? From reading the policy it seems like they have no choice so I'm assuming so.
Bob
Bob


New South Dakota resident - Luisafernandes - 07-01-2015

I'm beginning to think of all the work I put in the van and vehicle insurance.
Is it possible to get insurance that covers the contents I put in the van? Would that be RV insurance, and if so would my van become designated as such? If that's possible I assume that I would have to change that designation with the DMV first? Anyone know?


RE: New South Dakota resident - WriterMs - 07-01-2015

Luis,
I think it varies state by state.

For my van...which is extended and high top since it had been a wheel-chair-lift public transit van in its former life...DS had no problem giving me a passenger vehicle plate. The insurance company policy also says private passenger vehicle but has the RV coverage, too. So mine is private passenger used as an RV. They cover a few thousand dollars of contents included in the policy. Again, every insurance company is different. National General handles Good Sam's insurance, so obviously they did not have a problem with RVs (several other insurers would not cover me because my vehicle was not manufactured as an RV).


RE: New South Dakota resident - WriterMs - 07-01-2015

(07-01-2015, 05:16 PM)akrvbob Wrote:  Nevada doesn't either but I found an insurance company that if you are out of their area, they will pay to transport them into their area. Of course usually that means moving you across town to a different hospital.  I called them and told them I travel a lot. If I have a heart attack in Alaska will I be covered?

She checked and said yes. If it was cheaper they would fly me back to Nevada and if not they would just pay for my care in Alaska. I would not be just SOL. One way or the other they would cover my care. I have a high deductible, after $6000 they cover EVERYTHING 100%

Were they telling the truth? From reading the policy it seems like they have no choice so I'm assuming so.

Bob, don't NV and TX still have a requirement for physical address? If you don't know off the top of your head, I'll look it up. I'm just being lazy. Rolleyes

Also, I wondered if your NV residency is outside Clark county? I had lived in rural Mesquite, NV. but insurance and vehicle registrations were high because it was still Clark county.

I am giving serious thought to moving my residency from SD.


RE: New South Dakota resident - VanLifeCrisis - 07-08-2015

Thanks for the reply WriterMs. I do know they need compensated to register the vehicles, they list a fee for that. I was not looking for volunteers Wink But i was wondering if you had to also sign up for their mailing services, which have other fees and deposits. One service didnt seem to draw a line between the two, another seem to suggest a clear delineation between the two services but i'm not positive. I will contact them directly to find out.

I might be able to handle a written test, id have to study up on the handbook first though.


RE: New South Dakota resident - VanLifeCrisis - 07-08-2015

I have another related question. Where do you usually get your mail forwarded to...just general delivery to the post office nearest to where you are (or going to be)?